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Investment planning.

Optimise your money through strategic investment planning

Investing your money is one of the most important things to think about, but also one of the most daunting. Rather than allowing your savings to sit idle in a bank account, no doubt you would want to make it grow and accumulate wealth for the future.

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How to make the most from your investments

The key is knowing where to invest and ensuring every pocket of money is correctly placed to allow for the best potential long-term results. This doesn't necessarily mean earning the most from your savings in terms of interest, but also maximising your tax efficient allowances, reducing tax and strategically minimising your inheritance tax due. You could save thousands of pounds every year with the right strategy.

There are two ways that investments can benefit you: Accumulation where you are building wealth from your investment, and Decumulation where you’re reaping the rewards of your investment and accessing what you’ve built in life - and perhaps using it as income in retirement. Both are just as important as the other, but the key is determining the priority order and considering what’s most important to you right now and balancing that with what you want in the future.

The value of an investment with St. James's Place will be directly linked to the performance of the funds selected and the value may therefore fall as well as rise.  You may get back less than you invested.

An investment in equities does not provide the security of capital associated with a deposit account with a bank or building society.

The levels and bases of taxation, and reliefs from taxation, can change at any time. The value of any tax relief depends on individual circumstances.

Some of the services we can offer you

Stocks and shares ISA

ISAs (Individual Savings Accounts) are one of the most popular ways to invest money. They are relatively straightforward to set up, and you can benefit from tax savings on your investment income. There are different types of ISAs, such as Stocks and Shares ISAs, Cash ISAs, and Innovative Finance ISAs, and we will work closely with you to determine the best fit for you and your financial goals.

Bonds (offshore and onshore)

There is no shortage of investment opportunities both here in the UK and across the world. With the right strategies and team by your side, you can reap many benefits such as tax benefits and asset protection. Offshore bonds also give you access to a wider range of investment opportunities not available in the UK.

Junior ISA

A Junior ISA allows you to invest money for your children or grandchildren’s future, such as university, college or purchasing their first property. The money belongs to the child but remains ‘locked’ and cannot be withdrawn until they turn 18.

Trusts

Trusts are an excellent way to plan for the future and longevity of your investment. By setting up a trust, you can preserve your wealth across generations and protect your assets, not only from inheritance tax after your passing, but also during your lifetime against divorce proceedings, bankruptcy orders - or simply being spent or squandered.

Investment transfers

Investment transfers involve moving money from one investment to another. For example, perhaps money has been sitting somewhere for a while and not gaining much momentum. We can help you gain a better understanding of where your wealth is and whether you could benefit from transferring to another account. We always carry out careful due diligence to ensure whether it’s the right move for you. Start making the most from your investments.

The value of an investment with St. James’s Place will be directly linked to the performance of the funds selected and may fall as well as rise. You may get back less than the amount invested.    

The levels and bases of taxation and reliefs from taxation can change at any time and are generally dependent on individual circumstances.

Please note that Trusts are not regulated by the Financial Conduct Authority.

Please note that Hansa Wealth Management and St. James's Place do not offer Cash or Innovative Finance ISAs. This involves a referral to a service that is separate and distinct to those offered by St. James’s Place.

How Hansa Wealth Management can help you

Managing investments can be a complex and confusing thing to manage yourself, which is why with Hansa Wealth Management, you will have a team of experts on hand to advise you and create a bespoke financial plan that will work best for your needs.

Working closely with you, we can consolidate and 'tidy up' your assets and estate, to ensure you have the most control and manageability over your wealth. This can also mean planning for the future, so if something were to happen to you, your family would still be protected and able to benefit from your savings - as your entire estate would be properly organised and well managed.

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Start making the most from your investments.

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Contact us.

Contact us.

Get in touch

You can make an enquiry using the form on this page.

Or you can arrange a no-obligation 30 minute telephone consultation. Just choose the book a call option and select a date and time that works for you using the calendar.

Alternatively, you can get in touch using the details below:

Phone:
0208 081 0111

Mobile:
07751 706716

Email:
[email protected]

Make an enquiry
Book a call

You can make an enquiry using the form on this page.

Or you can arrange a no-obligation 30 minute telephone consultation. Just choose the book a call option and select a date and time that works for you using the calendar.

Alternatively, you can get in touch using the details below:

Phone:
0208 081 0111

Mobile:
07751 706716

Email:
[email protected]

Hansa Wealth Management together with St. James's Place Wealth Management plc are the data controllers of any personal data you provide to us. For further information on our uses of your personal data, please see our Privacy Policy or the St. James's Place Privacy Policy.

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